EPLI Insurance Coverage

AdaptiveHR provides Employment Practices Liability Insurance coverage for every cannabis client. We act as the shield for the trials and tribulations that cannabis business owners can face.

We cover:

• Defense expenses and mediation
• Judgments, settlements, verdicts, awards
• Damages such as back pay, front pay,
• Pre- and post-judgment interest, liquidated damages
• Discrimination based on race, gender, religion, national origin, age, disability or others protected by federal, state or local employment discrimination law
• Sexual harassment
• Wrongful termination
• Wrongful, excessive, or unfair discipline
• Termination or disciplinary action in violation of the FMLA or  state and local law
• Retaliation
• Negligent hiring, retention or supervision of others
• Wrongful infliction of emotional distress, mental anguish or humiliation
• Defamation, libel, slander
• Invasion of privacy

Policy Parameters:

A master policy with up to $3,000,000 in total coverage ($2,000,000 in legal defense and settlement coverage with an additional $1,000,000 in legal defense costs)